💹 Stock Profit & Tax Calculator (2025) – Calculate Your Trading Profit After Tax
Ever made a stock trade and wondered — “How much did I actually earn after taxes?”
That’s exactly what this Stock Profit & Tax Calculator solves for.
It doesn’t just tell you how much you made — it shows how much you keep, after factoring in brokerage, taxes, and holding period classification (short-term vs long-term).
Whether you trade in India, the U.S., or the U.K., this tool helps you see the real picture of your investment performance.
🧮 What Is a Stock Profit & Tax Calculator?
A Stock Profit & Tax Calculator computes your net profit from buying and selling shares, adjusting for:
-
Brokerage or transaction costs
-
Holding period (short-term or long-term)
-
Applicable capital gains tax rates based on country rules
-
Post-tax ROI (Return on Investment)
You just enter:
-
Buy & sell price per share
-
Quantity
-
Dates
-
Brokerage
-
Asset type
-
Country
And it automatically tells you:
-
Gross profit/loss
-
Tax category (STCG/LTCG)
-
Tax amount
-
Net profit after tax
-
Post-tax ROI
-
Break-even sell price
📋 Inputs & Outputs Explained
Field |
Description |
Example |
|---|---|---|
Buy Price per Share |
Price at which you purchased the stock |
₹100 |
Sell Price per Share |
Price at which you sold the stock |
₹150 |
Number of Shares |
Total quantity traded |
100 |
Buy Date / Sell Date |
Helps determine short-term or long-term gain |
22-10-2015 / 30-10-2025 |
Brokerage / Charges |
Total cost paid to brokers or exchange |
₹100 |
Asset Type |
Type of instrument (Equity, Debt, ETF, etc.) |
Equity Shares |
Country / Tax Regime |
Choose between India, US, or UK |
India |
Mode |
Simple (auto) or Advanced (customize tax rates) |
Simple |
Outputs
Output |
Meaning |
Example Result |
|---|---|---|
Gross Profit / Loss |
Total gain before tax |
₹4,900 |
Holding Period |
Duration between buy & sell |
122 months |
Tax Category |
Short-Term or Long-Term |
LTCG |
Tax Rate Applied |
Based on asset type & holding |
12.5% |
Tax Amount |
Tax payable on gain |
₹46,862.5 |
Net Profit After Tax |
What you actually keep |
₹4,53,037.5 |
ROI (post-tax) |
Return % after all costs |
45.30% |
Break-even Sell Price |
Minimum price to avoid loss |
₹100.01 |
🇮🇳 How Taxes Work on Stocks in India
In India, capital gains tax depends on the holding period and asset type:
Asset Type |
Short-Term |
Long-Term |
Holding Period |
|---|---|---|---|
Equity Shares / Equity Mutual Funds |
15% (STCG) |
10% (LTCG above ₹1 lakh) |
12 months |
Debt Mutual Funds |
As per slab rate |
20% with indexation |
36 months |
Unlisted Shares |
As per slab rate |
20% with indexation |
24 months |
ETFs / REITs / InvITs |
15% |
10% |
12 months |
The calculator automatically classifies this and applies the correct rate.
💡 Example:
If you bought shares at ₹100 and sold at ₹150 after 10 years, your ₹50 gain per share (₹5 lakh total) falls under LTCG @10%, taxable on profit above ₹1 lakh.
🇺🇸 U.S. Capital Gains Tax Rules
In the United States, your tax depends on your income bracket and holding period:
Type |
Holding Period |
Typical Tax Rate |
|---|---|---|
Short-Term Capital Gain |
Held < 1 year |
Taxed as ordinary income (10–37%) |
Long-Term Capital Gain |
Held > 1 year |
0%, 15%, or 20% depending on income |
💡 Example:
If you held Apple stock for 3 years and made a $10,000 gain, the calculator applies 15% LTCG, resulting in $8,500 post-tax profit.
🇬🇧 U.K. Capital Gains Tax Rules
For the United Kingdom, you get an annual CGT exemption (£3,000 for FY 2025-26).
Taxpayer Type |
Tax Rate on Gains (Post-Allowance) |
|---|---|
Basic Rate |
10% (non-property), 18% (property) |
Higher / Additional Rate |
20% (non-property), 28% (property) |
The calculator handles this automatically — factoring your holding period and asset class.
⚙️ How the Calculator Works (Step-by-Step)
-
You enter trade details – buy/sell prices, quantity, and dates.
-
Tool auto-detects holding period – determines if it’s short-term or long-term.
-
Applies correct tax rate – based on country & asset type.
-
Subtracts brokerage and tax – to calculate net profit.
-
Computes ROI after tax – for true performance tracking.
It’s instant, simple, and accurate — no spreadsheets needed.
Use it before every trade. Know your real profit.
👉 Try the calculator now — and see how much you really make after tax!
If you’re looking for a modern, feature-rich, and trader-friendly platform, Dhan is easily one of the best choices available today. From zero account opening charges to advanced tools like native TradingView, options strategy builder, and free API access, Dhan is clearly built with the modern Indian trader in mind.
Whether you’re an intraday trader, an options strategist, or a long-term investor, Dhan offers the perfect blend of speed, simplicity, and smart technology — without burning a hole in your pocket.
Why wait? Open your Dhan account now and take control of your trading journey with confidence.
👉 Click here to get started with Dhan
Open a Free Dhan Trading & Demat Account
Dhan offers cutting-edge tools for fast, powerful, and informed trading:
- ✅ Zero brokerage on delivery trades
- ✅ Auto-detection of candlestick patterns on charts
- ✅ Advanced Option Chain with Greeks, Max Pain, PCR & more
- ✅ Pre-built & custom Option Strategy Builder (Free)
- ✅ 20 Depth Market Data and Flash Trade execution
- ✅ Margin Trading Facility (MTF) with 4X leverage (75%)
- ✅ 3 Platforms: Mobile App, Web App & Dedicated Options App
- ✅ ScanX Screener: stock insights, trends & news
- ✅ Advanced orders: Trailing SL, Iceberg, Forever Orders
- ✅ Instantly pledge 1,500+ stocks for options margin
- ✅ Trade commodities: Gold, Silver, Crude, Natural Gas
- ✅ Fundamental + Technical analysis across all platforms
No paperwork. Zero account opening charges. Setup in minutes.
🧠 Why You Need This Calculator
Because gross profits lie, but net profits tell the truth.
Traders often overlook:
-
Brokerage & transaction charges
-
Capital gains taxes
-
Holding period effects
This calculator ensures you know your real take-home profit — before filing taxes or reinvesting profits.
💼 Example Scenarios
Example 1: Indian Long-Term Equity Trade
-
Buy: ₹100
-
Sell: ₹150
-
Shares: 10,000
-
Holding: 10 years
-
Tax: 10% LTCG after ₹1L exemption
👉 Result: ₹4.53 lakh post-tax profit (45.3% ROI)
Example 2: U.S. Short-Term Trade
-
Buy: $50
-
Sell: $70
-
Shares: 500
-
Holding: 5 months
-
Tax: 30% (short-term ordinary rate)
👉 Result: $6,000 gross → $4,200 after tax → 40% ROI (post-tax)
Example 3: U.K. Basic Rate Taxpayer
-
Buy: £10
-
Sell: £15
-
Shares: 1,000
-
Holding: 2 years
-
Tax: 10% after £3,000 exemption
👉 Result: £2,000 net profit after tax → ROI ≈ 40%
💬 Pro Tips for Investors
-
Always track your buy & sell dates – they define your tax category.
-
Account for brokerage – even small fees impact ROI.
-
Use Advanced Mode if your country has specific slab rates.
-
Export results for tax filing or investment logs.
-
Re-invest post-tax profits to truly grow your capital.
❓ Frequently Asked Questions (FAQs)
Q1. What’s the difference between STCG and LTCG?
→ STCG applies to short holding periods (less than a year for equities), while LTCG applies to longer holdings and often enjoys lower tax rates.
Q2. Does this calculator work for mutual funds too?
→ Yes. Select “Mutual Fund (Equity or Debt)” as your asset type.
Q3. Can I use this for cryptocurrency gains?
→ You can estimate them, but rates differ by jurisdiction — always consult a tax advisor.
Q4. Are taxes deducted automatically by brokers?
→ No. You must report and pay them during your income tax filing (unless auto-TDS applies).
Q5. Can I switch between INR, USD, GBP?
→ Yes — the calculator supports multi-currency mode.
🏁 Conclusion
The Stock Profit & Tax Calculator isn’t just a number cruncher — it’s a financial clarity tool.
It helps you understand your true post-tax profits, classify trades correctly, and avoid surprises at tax time. Whether you’re a retail investor, day trader, or long-term investor, this tool makes your life easier — instantly.
If you’re a trader or want more control over execution, charts, and speed.
Dhan is not just another discount broker — it’s genuinely innovating, especially for the next-gen Indian trader.
If you’re tired of clunky trading platforms and want modern, high-speed trading with transparent fees — Dhan is one of the best stockbrokers in India today.
According to the latest NSE reports there are about 200+ stock brokers in India, however what makes Dhan a leading and strong contender in the stock broking industry is the tools and resources they have in their trading platform.
Moreover there are no hidden charges and the brokerages are very minimal if we do the industry comparison. They are also backed by cash enriched investors so nothing to fear.
If I have to rate Dhan app after looking at there breakthrough pricing model for brokerages as well as other charges and experiencing there simple yet great user interface for trading platform I would give it 9.7 out of 10.
There’s never been a better time to take control of your financial future and with Dhan, you get the fastest, most reliable, and feature-packed stock broker app in India for 2025.
Whether you’re a beginner eager to start investing or an experienced trader seeking advanced tools and zero brokerage on delivery trades, Dhan has everything you need to succeed.
Don’t settle for less. Join over 2 million + satisfied users who trust Dhan to power their trading journey every day. With zero account opening fees, free access to multiple platforms, and dedicated customer support, the path to smarter trading has never been easier.
🚀 Ready to Elevate Your Trading Game?
Start your journey with Dhan — India’s fastest, most reliable, and user-friendly stock broker app trusted by over 1 million users.
No hidden fees. No complicated processes. Just smart, seamless trading.
It takes less than 5 minutes to sign up and start trading.
If, you have liked the content please do share it with your friends or on social media, as sharing do bring the good karma. If you have any questions or feedback you can leave them in comment box below.
🌟 4 Best Brokers for Trading in India (2025) – Dhan vs Upstox vs Zerodha vs Fyers
🏆 Best Demat & Trading Account in India (2025) – Dhan vs Upstox vs Zerodha vs Groww
Dhan vs Zerodha vs Upstox vs Groww: Best Broker for Options Trading in India 2025
Best App for Options Trading in India 2025 | Dhan vs Zerodha, Upstox, Fyers
Commodity Trading in India: A Beginner’s Guide to Earning from Gold, Oil & More
Here is the list of things as a beginner you should know, if you are thinking for doing intraday trading.
A brief understanding of
How To Invest In Indian Stock Market – Explained With Examples For Beginners
Learn about the basics of candlestick chart patterns and how to use them for intraday trading and investing. You should also learn about the best moving averages to use for better trading result.
Checkout Mastering Intraday Trading: A Beginner’s Guide to Profitable Strategies in the Indian Stock Market
Note: Please do your own research and make investment. Moneycontain will not be responsible for any of your losses at all. The point made is for educational purpose only and intended to give information. All investments are subject to risks, which should be considered prior to making any investments.
🧾 Disclaimer
This calculator is for educational purposes only. Tax laws vary by country and are subject to change. Consult a qualified chartered accountant or tax advisor before making financial decisions.
