India Stamp Duty & Registration Fee Calculator – State-Wise Rates

India Stamp Duty & Registration Fee Calculator – State-Wise Rates & Rules

Buying a home or plot in India? Use our fast calculator to estimate your stamp duty and registration charges for every State/UT. Below, you’ll find a clear guide, worked examples, and a comprehensive rates table.

Tip: For the most accurate estimate, run the calculator with your exact property value and buyer type. Some states apply gender, urban/rural, or value-slab rules.

How to Use the Calculator

  1. Select your State/UT.
  2. Enter the Property Value in ₹.
  3. Choose Owner Type (Male / Female / Joint).
  4. Pick Location Type (Urban / Rural) if relevant.
  5. For Sikkim, select your Buyer Origin (Sikkimese / Others).
  6. Click Calculate to view duty & registration fees.

 

 

Related Tools:

 

 

Worked Examples (Popular States)

Uttar Pradesh – Female Buyer (₹9,00,000)

  • Base stamp duty: 7%; female rebate up to ₹10L
  • Applied stamp: 6% → ₹54,000
  • Registration: 1% → ₹9,000

Maharashtra – Urban Female (₹50,00,000)

  • Urban female stamp: 4%
  • Stamp duty: ₹2,00,000
  • Registration: 1% capped → ₹30,000

Sikkim – Sikkimese Origin (₹25,00,000)

  • Sikkimese stamp: 5%
  • Stamp duty: ₹1,25,000
  • Registration: 1% → ₹25,000

Haryana – Joint Ownership (₹80,00,000)

  • Urban joint stamp: 6% (state-specific slabs)
  • Stamp duty: ₹4,80,000
  • Registration: 1% (often capped locally)

State-Wise Stamp Duty & Registration Fees (Summary)

This table summarises commonly published rules above calculator already applies. Use it for quick reference; always verify on the official portal when executing a deed.

State / UT
Stamp Duty (summary)
Registration Fee Rule
Notes
Andhra Pradesh
≤₹50L: 5%; ₹50L–1Cr: 6%; >₹1Cr: 7%
~1% of value
Slab by value
Arunachal Pradesh
~6%
~1% of value
Verify on NGDRS
Assam
~8.25%
~1% of value
Public summaries
Bihar
Male 6.3%; Female 5.7%; Others 6%
~2% of value
Gender-based
Chhattisgarh
5%
~4% of value
Commonly cited
Goa
≤₹50L: 3.5%; ₹50L–75L: 4%; ₹75L–1Cr: 4.5%; >₹1Cr: 5%
~3% of value
Value slabs
Gujarat
~4.9%
~1% of value
Customary
Haryana
Urban: Male 7%, Female 6%; Rural: ~5%
~1% of value
Gender & location
Himachal Pradesh
5%
~2% of value
Verify slabs
Jammu & Kashmir (State/UT)
5%
0%
UT schedule
Jharkhand
4%
~3% of value
Verify
Karnataka
≤₹20L: 2%; ₹20L–45L: 3%; >₹45L: 4%
~1% of value
Value slabs
Kerala
8%
~2% of value
Often cited
Madhya Pradesh
7.5%
~3% of value
Verify circulars
Maharashtra
Urban: Male 6%, Female 5%; Rural: 3%
1% of value (cap ~₹30,000)
Cap varies locally
Manipur
7%
~3% of value
Verify
Meghalaya
~9.9%
~1% of value
High rate
Mizoram
~9%
~1% of value
Verify
Nagaland
~8.25%
~1% of value
Verify
Odisha
Male 5%; Female 4%
~2% of value
Gender-based
Punjab
7%
~1% of value
Verify
Rajasthan
Male 6%; Female 5%
~1% of value
Urban slabs common
Sikkim
Sikkimese 4–5%; Others 9%
~1% of value
Origin-based
Tamil Nadu
7%
~4% of value
Varies by instrument
Telangana
5%
~0.5% of value
Common summary
Tripura
5%
~1% of value
Verify
Uttar Pradesh
Standard 7%; Female rebate −1% up to ₹10L
~1% of value
Value cap for rebate
Uttarakhand
5%
~2% of value
Common summary
West Bengal
≤₹50L: 3%; >₹50L: 5%
~1% of value
Value split
Andaman & Nicobar Islands
~6%
~1% of value
Verify
Chandigarh
~6%
~1% of value
Verify
Dadra & Nagar Haveli and Daman & Diu
~6%
~1% of value
Merged UT
Delhi (NCT)
Male 6%; Female 4%; Joint 5%
~1% of value
Gender/joint slabs
Ladakh
5%
0%
UT-specific
Lakshadweep
~6%
~1% of value
Verify
Puducherry
~6%
~1% of value
Verify

Important: Actual payable amounts may include additional cess/surcharge/levies or local caps. The calculator applies the most common rules for standard sale deeds.

Pro Tips for Buyers & Sellers

  • Women-benefit states: Where available, adding a female co-owner could reduce stamp duty.
  • Urban vs rural: Confirm jurisdiction (municipal vs panchayat). Location changes the rate in some states.
  • Budget realistically: Add stamp + registration + incidental charges (e-stamping, franking, advocate fees).
  • Sale deed timing: Rates can change. Execute and register within the validity window of the e-stamp.
  • Use official portals: Cross-verify amounts and book an appointment with your Sub-Registrar.

 

 

FAQs

Who sets stamp duty rates?

Each state/UT revenue department notifies its own rates. These may change via circulars and budgets.

Can stamp duty be financed in a home loan?

Banks typically do not finance stamp duty/registration fees; you usually pay them out-of-pocket.

Is stamp duty refundable if the deal is cancelled?

Refund rules vary by state. Some allow partial refunds within a time limit after deducting a fee.

Does property type matter?

Yes. Rates may differ for residential/commercial, land/flat, or specific instruments. The calculator models the most common sale deed scenarios.

 

🏁 Conclusion

Calculating stamp duty and registration fees is one of the most important steps in planning your property purchase in India. These charges can add up to several lakhs, so having clarity in advance helps you avoid surprises and budget smarter.

Our India Stamp Duty & Registration Fee Calculator 2026 provides a quick, accurate, and state-wise breakdown of charges, along with special rebates and exemptions. Whether you’re buying a home in Uttar Pradesh, Maharashtra, Delhi, or Sikkim, this tool ensures you know the exact cost before signing any deal.

Use this calculator not just as a cost estimator, but also as a decision-making aid when comparing properties across states or considering joint/female ownership for possible rebates. A little planning can save you a lot of money — and stress — in your real estate journey.

If, you have liked the content please do share it with your friends or on social media, as sharing do bring the good karma. If you have any questions or feedback you can leave them in comment box below.

 

🔗 Related Learning

 

Note: Please do your own research and make investment. Moneycontain will not be responsible for any of your losses at all. The point made is for educational purpose only and intended to give information. All investments are subject to risks, which should be considered prior to making any investments.

 

Disclaimer

This article and calculator provide indicative estimates based on widely published state/UT rules as of 2025. Some jurisdictions apply extra charges, cess, fixed fees, or local caps that may not be reflected here. Rates and rules can change without notice. Always verify on your state’s official IGRS/Revenue portal and consult a qualified professional before making payments or legal commitments.

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