India Stamp Duty & Registration Fee Calculator 2025 – State-Wise Rates & Rules
Buying a home or plot in India? Use our fast calculator to estimate your stamp duty and registration charges for every State/UT. Below, you’ll find a clear guide, worked examples, and a comprehensive rates table.
Tip: For the most accurate estimate, run the calculator with your exact property value and buyer type. Some states apply gender, urban/rural, or value-slab rules.
How to Use the Calculator
- Select your State/UT.
- Enter the Property Value in ₹.
- Choose Owner Type (Male / Female / Joint).
- Pick Location Type (Urban / Rural) if relevant.
- For Sikkim, select your Buyer Origin (Sikkimese / Others).
- Click Calculate to view duty & registration fees.
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Worked Examples (Popular States)
Uttar Pradesh – Female Buyer (₹9,00,000)
- Base stamp duty: 7%; female rebate up to ₹10L
- Applied stamp: 6% → ₹54,000
- Registration: 1% → ₹9,000
Maharashtra – Urban Female (₹50,00,000)
- Urban female stamp: 4%
- Stamp duty: ₹2,00,000
- Registration: 1% capped → ₹30,000
Sikkim – Sikkimese Origin (₹25,00,000)
- Sikkimese stamp: 5%
- Stamp duty: ₹1,25,000
- Registration: 1% → ₹25,000
Haryana – Joint Ownership (₹80,00,000)
- Urban joint stamp: 6% (state-specific slabs)
- Stamp duty: ₹4,80,000
- Registration: 1% (often capped locally)
State-Wise Stamp Duty & Registration Fees (Summary)
This table summarises commonly published rules above calculator already applies. Use it for quick reference; always verify on the official portal when executing a deed.
State / UT |
Stamp Duty (summary) |
Registration Fee Rule |
Notes |
|---|---|---|---|
Andhra Pradesh |
≤₹50L: 5%; ₹50L–1Cr: 6%; >₹1Cr: 7% |
~1% of value |
Slab by value |
Arunachal Pradesh |
~6% |
~1% of value |
Verify on NGDRS |
Assam |
~8.25% |
~1% of value |
Public summaries |
Bihar |
Male 6.3%; Female 5.7%; Others 6% |
~2% of value |
Gender-based |
Chhattisgarh |
5% |
~4% of value |
Commonly cited |
Goa |
≤₹50L: 3.5%; ₹50L–75L: 4%; ₹75L–1Cr: 4.5%; >₹1Cr: 5% |
~3% of value |
Value slabs |
Gujarat |
~4.9% |
~1% of value |
Customary |
Haryana |
Urban: Male 7%, Female 6%; Rural: ~5% |
~1% of value |
Gender & location |
Himachal Pradesh |
5% |
~2% of value |
Verify slabs |
Jammu & Kashmir (State/UT) |
5% |
0% |
UT schedule |
Jharkhand |
4% |
~3% of value |
Verify |
Karnataka |
≤₹20L: 2%; ₹20L–45L: 3%; >₹45L: 4% |
~1% of value |
Value slabs |
Kerala |
8% |
~2% of value |
Often cited |
Madhya Pradesh |
7.5% |
~3% of value |
Verify circulars |
Maharashtra |
Urban: Male 6%, Female 5%; Rural: 3% |
1% of value (cap ~₹30,000) |
Cap varies locally |
Manipur |
7% |
~3% of value |
Verify |
Meghalaya |
~9.9% |
~1% of value |
High rate |
Mizoram |
~9% |
~1% of value |
Verify |
Nagaland |
~8.25% |
~1% of value |
Verify |
Odisha |
Male 5%; Female 4% |
~2% of value |
Gender-based |
Punjab |
7% |
~1% of value |
Verify |
Rajasthan |
Male 6%; Female 5% |
~1% of value |
Urban slabs common |
Sikkim |
Sikkimese 4–5%; Others 9% |
~1% of value |
Origin-based |
Tamil Nadu |
7% |
~4% of value |
Varies by instrument |
Telangana |
5% |
~0.5% of value |
Common summary |
Tripura |
5% |
~1% of value |
Verify |
Uttar Pradesh |
Standard 7%; Female rebate −1% up to ₹10L |
~1% of value |
Value cap for rebate |
Uttarakhand |
5% |
~2% of value |
Common summary |
West Bengal |
≤₹50L: 3%; >₹50L: 5% |
~1% of value |
Value split |
Andaman & Nicobar Islands |
~6% |
~1% of value |
Verify |
Chandigarh |
~6% |
~1% of value |
Verify |
Dadra & Nagar Haveli and Daman & Diu |
~6% |
~1% of value |
Merged UT |
Delhi (NCT) |
Male 6%; Female 4%; Joint 5% |
~1% of value |
Gender/joint slabs |
Ladakh |
5% |
0% |
UT-specific |
Lakshadweep |
~6% |
~1% of value |
Verify |
Puducherry |
~6% |
~1% of value |
Verify |
Important: Actual payable amounts may include additional cess/surcharge/levies or local caps. The calculator applies the most common rules for standard sale deeds.
Pro Tips for Buyers & Sellers
- Women-benefit states: Where available, adding a female co-owner could reduce stamp duty.
- Urban vs rural: Confirm jurisdiction (municipal vs panchayat). Location changes the rate in some states.
- Budget realistically: Add stamp + registration + incidental charges (e-stamping, franking, advocate fees).
- Sale deed timing: Rates can change. Execute and register within the validity window of the e-stamp.
- Use official portals: Cross-verify amounts and book an appointment with your Sub-Registrar.
FAQs
Who sets stamp duty rates?
Each state/UT revenue department notifies its own rates. These may change via circulars and budgets.
Can stamp duty be financed in a home loan?
Banks typically do not finance stamp duty/registration fees; you usually pay them out-of-pocket.
Is stamp duty refundable if the deal is cancelled?
Refund rules vary by state. Some allow partial refunds within a time limit after deducting a fee.
Does property type matter?
Yes. Rates may differ for residential/commercial, land/flat, or specific instruments. The calculator models the most common sale deed scenarios.
🏁 Conclusion
Calculating stamp duty and registration fees is one of the most important steps in planning your property purchase in India. These charges can add up to several lakhs, so having clarity in advance helps you avoid surprises and budget smarter.
Our India Stamp Duty & Registration Fee Calculator 2025 provides a quick, accurate, and state-wise breakdown of charges, along with special rebates and exemptions. Whether you’re buying a home in Uttar Pradesh, Maharashtra, Delhi, or Sikkim, this tool ensures you know the exact cost before signing any deal.
Use this calculator not just as a cost estimator, but also as a decision-making aid when comparing properties across states or considering joint/female ownership for possible rebates. A little planning can save you a lot of money — and stress — in your real estate journey.
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Note: Please do your own research and make investment. Moneycontain will not be responsible for any of your losses at all. The point made is for educational purpose only and intended to give information. All investments are subject to risks, which should be considered prior to making any investments.
This article and calculator provide indicative estimates based on widely published state/UT rules as of 2025. Some jurisdictions apply extra charges, cess, fixed fees, or local caps that may not be reflected here. Rates and rules can change without notice. Always verify on your state’s official IGRS/Revenue portal and consult a qualified professional before making payments or legal commitments.
